Insider Mom Thinkific Online Course & Membership Terms of Use.


1. Introduction

a) Please read these terms and conditions of use (“Terms”) carefully.   These Terms are a binding agreement between you and Insider Mom. This Agreement governs your use of Insider Mom’s course services,     for which you must purchase access. All resources, benefits, and fees of the Insider Mom Thinkific Online Course & Membership (the “Course & Membership”) including the Terms below, are subject to amendment without notice. You hereby acknowledge and agree that these Terms are supported by reasonable, valuable, and sufficient consideration, and you acknowledge the receipt of such consideration.
   

By accessing or using this Course or otherwise indicating your consent, you agree to be bound by these Terms and the documents referred to in them. If you do not agree with or accept any of these Terms, you should cease using the Course immediately. If you have any questions about this website, please contact [email protected].


b) Definitions

b.i. "Content" means any text, images, video, audio or other multimedia content, software or other information or material submitted to, subsisting on or accessible from the Insider Mom Thinkific Course, (www.insidermom.thinkific.com);

            

b.ii. "we", "us" or "our" means Insider Mom            

            

b.iii. "you" or "your" means the person accessing or using the Course or its Content.


c) Privacy Notice - These Terms include our Privacy Notice, which can be accessed at: insidermom.thinkific.com/pages/privacy/

        

d) This Course & Membership is intended for and directed to residents of Canada over the age of 18 years. Individuals under the age of 18 years old (“Minor(s)”) may view content on the Course, with parental or guardian approval, but may not register an account until express written consent from a parent or guardian is provided by email to  [email protected]       


e) If we do not receive confirmation of consent from a parent or         guardian, or if that permission is expressly refused by the parent or guardian, we will delete the Minor’s account and Personal Information. If we delete a Minor’s account, the Minor may not create another account or access or use the Website by any other means until we receive express written consent by a parent or guardian or until they are at least 18 years of age.

f) Accessibility - We seek to make this Course as accessible as possible. If you have any problems accessing this Course or the Content, please contact us at [email protected]


2. General Enrollment


a) You will receive access to the Course or Membership, subject to the Terms, once payment has been received.


b) Any information provided to us for the purpose of registration of the Course or Membership will be retained by us.


c) As the individual accessing this Course and/or Membership, you agree to provide true and accurate information. When you register, you must provide your real name and location and any other such details as requested for completing your online account.


d) Purchase of the online Course and Membership is for personal use only. We reserve the right to revoke your access if it is determined that your access has been shared.


e) Using our Services and accessing your Content you require a Username and Password. This information is valuable, and you are responsible for maintaining its confidentiality and security. We are not responsible for any losses arising from the unauthorized use of your account. Please contact [email protected] if you believe your account information has been compromised.


3. Payments, Taxes & Refunds

a) You can acquire Content on this Course for free or for a charge, either of which is referred to as a “Transaction.” Each Transaction is an electronic contract between you and us. We will charge your selected payment method (such as your credit card, debit card, or other available method of payment) for any paid Transactions, including any applicable taxes.


b) Money Back Guarantee - For this Course, we provide a money-back guarantee. That money-back guarantee is governed by the following terms, except to the extent that the terms of a specific product or service provide otherwise.


b.i. With respect to this Course, we provide a money-back guarantee. You must request your money back within 14 days of the purchase. You may request your money back by emailing [email protected]. That email must contain information about your purchase, the date of the purchase, and the email and name associated with any such purchase. You are required to submit proof that you have completion of the included modules, and a one page summary of each module.

b.ii. Upon determining that you are entitled to a refund pursuant to this policy, we will promptly issue an instruction to our payment processor to issue the refund. We do not control our payment processor and will not be able to expedite any refunds. All refunds will be subject to our payment processor’s terms and privacy policy.

b.iii. If you receive a refund of any purchase through this money-back guarantee, the refund shall immediately terminate any and all licenses granted you to use the Content provided to you under these Terms or any other agreement. You shall immediately cease using the Content and shall destroy all copies, including without limitation: video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups limited to paying members, and other resources.


b.iv.You may redeem a money-back guarantee from us only once regardless of how many products and/or services are purchased. In other words, after a refund has been received for any one product under this money-back guarantee, that customer shall not be entitled to a refund as to any other product or service purchased from us.


c) BY USING AND/OR PURCHASING THE COURSE, YOU UNDERSTAND AND AGREE THAT NO REFUNDS WILL BE PROVIDED FOR THE COURSE AFTER 14 DAYS FROM THE PURCHASE DATE.


4. Provision of the Course By Us


a) You acknowledge and agree that the form and nature of the Course may change from time to time without prior notice to you.

b) You acknowledge and agree that we may stop (permanently or temporarily) providing the Course (or any features within the Course) to you or to users generally, at our sole discretion, without prior notice to you. You may stop using the Course at any time. You do not need to inform us when you stop using the Course or any of its features.

c) You acknowledge and agree that if we disable access to your account, you may be prevented from accessing the Course, your account details or any files or other content which is contained in your account.

5. Restrictions on use

a) The Course is for your personal use only. As a condition of your use of the Course, you agree:

a.i.  not to use the Course for any purpose that is unlawful under applicable law, or prohibited by these Terms;

a.ii.  not to defame or disparage anyone or make comments of an obscene, derogatory or offensive manner or otherwise use the Course or its Content in a way that brings us or any third party into disrepute or causes us to be liable to any third party;

a.iii.  not to use the Course to distribute viruses or malware or other similar harmful software code;

a.iv.  not to represent or suggest that we endorse any other business, product or service unless we have separately agreed to do so in writing; and

a.v.  that you are solely responsible for all costs and expenses you may incur in relation to your use of the Course and shall be solely responsible for keeping your password and other account details confidential.


b) We reserve the right to prevent or suspend your access to the Course if you do not comply with any part of these Terms.

c) In order to access certain products and services or as part of the account registration process, you may be required to provide information about yourself (such as identification or contact details). You agree that any registration information you give to us will always be accurate, correct and up to date.

d) Unless you have been specifically permitted to do so in a separate agreement with us, you agree that you will not reproduce, duplicate, copy, sell, trade or resell the Content or any of our products and services for any purpose

e) You may not allow any third party (whether or not for your benefit) to reproduce, modify, create derivative works from, display, perform, publish, distribute, disseminate, broadcast or circulate to any third party (including, without limitation, on or via a third party website), or otherwise use, any Content without the express prior written consent of us or its owner if we are not the owner.

f)You agree that you are solely responsible for (and that we have no responsibility to you or to any third party for) any breach of your obligations under these Terms and for the consequences (including any loss or damage which we may suffer) of any such breach


6.Ownership, Use and Intellectual Property Rights


a) The Course together with all trade-marks and other intellectual property displayed, distributed, or otherwise made available via the Course, is the exclusive property of us, and its successors, assigns, licensors, and/or suppliers. Unless you have agreed otherwise in writing with us, nothing in these Terms gives you a right to use any of the Content, our trade-marks or any other intellectual property.  


b) Nothing in these Terms grants you any rights in the Course other than as necessary to enable you to access the Course. You agree not to manipulate any intellectual property notices contained on the Course and in particular in any digital rights or other security technology contained within any Content.


c) Trade-Marks - Trade-marks and Trade names may be used on this Course. The use or misuse of any trade-marks or any other Content on the Course except as provided in these Terms is strictly prohibited. Nothing contained on the Course shall be construed as granting, by implication, estoppel or otherwise, any licence or right to use any trade-mark without our prior written permission.


7. Hyperlinks and Third Party Sites



a) The Course may contain hyperlinks or references to third party websites other than the Course. Any such hyperlinks or references are provided for your convenience only. We have no control over third party websites and accept no responsibility for any content, material or information contained in them. The display of any hyperlink and reference to any third party website does not constitute an endorsement of such third party's website, products or services. Your use of a third party site may be governed by the terms and conditions of that third party site.


8. Accuracy of Information and Availability of the Site


a) The content on our Course and any resources available for download is provided for general information purposes only. It is not intended to amount to advice on which you should rely. You must obtain more specific or professional advice before taking, or refraining from, any action or inaction on the basis of the Content of our Course.


b) While we use reasonable efforts to include accurate and up-to-date information on the Course, we do not represent, warrant or promise (whether expressly or by implication) that any Content is or remains available, accurate, complete and up to date, free from bugs, errors or omissions or fit or suitable for any purpose. Any reliance you may place on the information on this Course is at your own risk and we may suspend or terminate operation of the Course at any time at our sole discretion. Nothing in these Terms shall operate to prejudice any mandatory statutory requirement or your statutory rights. Content on the Course is provided for your general information purposes only and to inform you about us and our services and news, features and other websites, which may be of interest. It does not constitute technical, financial or legal advice or any other type of advice and should not be relied on for any purpose.


c)This Website includes content provided by third parties. All statements and/or opinions expressed in any such third-party content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. Such materials do not necessarily reflect the opinion of the Company. We have no responsibility or liability whatsoever to you, or any third party, for the content or accuracy of any third-party materials.


d) While we make reasonable efforts to ensure that the Course is available, we do not represent, warrant or guarantee in any way the Course's continued availability at all times or uninterrupted use by you of the Course.

        

9.Warranties and Limitation of Liability


a) To the maximum extent permitted by applicable law, WE EXCLUDE ALL LIABILITY (WHETHER ARISING IN CONTRACT, TORT, BREACH OF STATUTORY DUTY OR OTHERWISE) WHICH WE MAY OTHERWISE HAVE TO YOU AS A RESULT OF ANY ERROR OR INACCURACIES IN ANY CONTENT, THE UNAVAILABILITY OF THE COURSE FOR ANY REASON, AND ANY REPRESENTATION OR STATEMENT MADE ON THE COURSE.


b) We will not be liable for any loss or damage we cause which we could not reasonably anticipate when you started using the Course, for example if you lose revenue, salary, profits or reputation as a result of your use of the Course and/or the acts or omissions of any third party such as other users of the Course or any other indirect or consequential loss or damage you may incur in relation to the Course and its Content.


c) We will not be liable for any loss or damage caused by reliance on any representations or warranties made by industry experts or any other interviewee included on this Course.


d) Medical Information - THIS ONLINE COURSE PROVIDES NO MEDICAL ADVICE. MEDICAL INFORMATION, IF ANY, IN THE ONLINE SERVICE IS INTENDED FOR EDUCATIONAL PURPOSES ONLY, AND NOT A SUBSTITUTE FOR, THE KNOWLEDGE, EXPERTISE, AND JUDGMENT OF PROFESSIONAL MEDICAL PERSONNEL. WE DISCLAIM ALL LIABILITY FOR THE USE OF ANY INFORMATION PROVIDED BY, OR RESULTS OBTAINED FROM, THE ONLINE SERVICE. WE ARE NOT LIABLE FOR YOUR ACTIONS OR THE ACTIONS OF OTHERS WHICH MAY RESULT IN ANY LIABILITY ARISING FROM THE USE OF THE INFORMATION CONTAINED IN THIS COURSE. YOU SHOULD NEVER DISREGARD MEDICAL ADVICE OR DELAY IN SEEKING IT BECAUSE OF SOMETHING YOU HAVE READ ON THE ONLINE SERVICE. IN THE EVENT OF A MEDICAL EMERGENCY, IMMEDIATELY SEEK EMERGENCY MEDICAL ASSISTANCE.

The information here may not apply to you as an individual, nor should it be taken as a substitute for your own healthcare provider’s advice or medical care.

Insider Mom welcomes guests from various fields on our platform. We occasionally publish interviews and shared information by outside contributors with a wide range of opinions, which don’t necessarily reflect our own.

If you need specific health, lactation, prenatal, postpartum or medical advice, you agree to consult with your own local healthcare professionals.


e) Notwithstanding any other provision of these Terms, we do not exclude or limit our liability for any statutory rights which are not capable of being excluded.


f) We shall have no liability to you for any breach of these Terms caused by any event or circumstance beyond our reasonable control including, without limitation, strikes, lock-outs and other industrial disputes, breakdown of systems or network access, flood, fire, explosion or accident.


10. General


a) These Terms are dated January 1, 2020. No changes to these Terms are valid or have any effect unless agreed by us in writing. We reserve the right to vary these Terms from time to time. Our new Terms will be displayed on the Course and by continuing to use and access the Course following such changes, you agree to be bound by any variation made by us. It is your responsibility to check these Terms from time to time to verify such variations.


b) All notices from you to us must be in writing and sent to our contact address at [email protected] and all notices from us to you will be displayed on our website from time to time.


c) If any part of these Terms is unenforceable (including any provision in which we exclude or limit our liability to you) the enforceability of any other part of these Terms will not be affected. If we choose not to enforce any right that we have against you at any time, then this does not prevent us from later deciding to exercise or enforce that right.


d) These Terms (including the Privacy Notice) contain the entire understanding and agreement between us and you in relation to your use of the Course and supersede and replace any representation, statement or other communication (whether written or otherwise) made by you or us which is not contained herein. Save for fraud or fraudulent misrepresentation, we shall have no liability for any such representation being untrue or misleading.


e) You may not assign, sublicense or otherwise transfer any of your rights and obligations in these Terms to any other person.


f) These Terms shall be construed in accordance with and governed by the laws in effect within Ontario, Canada.


g) The parties acknowledge that they have required that these Terms and all related documents be prepared in English. Les parties reconnaissent avoir exigé que la présente convention et tous les documents connexes soient rédigés en anglais.